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  Paybis serves as a innovative crypto‑payment solution, since
  2014 and headquartered in Warsaw, Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
  The platform delivers a plug‑and‑play wallet as a service and on‑ramp/off‑ramp API integration options
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  across traditional and blockchain rails :contentReference[oaicite:2]index=2.
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  Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot
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• press article Wednesday, 14 March 2018

  Paybis acts as a versatile crypto‑payment solution, since 2014
  and headquartered in Warsaw, Poland, now operating in over 180 countries with support for
  more than 80–90 cryptocurrencies and handling billions in transaction volume
  :contentReference[oaicite:1]index=1. The
  platform provides a plug‑and‑play wallet as a service and on‑ramp/off‑ramp API
  integration options for businesses, enabling users to
  buy, sell, swap and accept crypto payments instantly across traditional and blockchain rails :contentReference[oaicite:2]index=2.
  
  It facilitates over 50 payment methods including
  credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX,
  Giropay, SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies :
  contentReference[oaicite:3]index=3. With a low minimum entry
  fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and
  card or e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself
  on transparent pricing :contentReference[oaicite:4]index=4.
  Through its secure MPC architecture, which splits private keys across multiple
  parties, ensures on‑chain transparency, user control, and strong security without needing traditional “proof of reserves” disclosures :contentReference[oaicite:5]index=5.
  The company is registered as a Money Service Business with FinCEN in the USA, is VASP‑registered in Poland,
  and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering
  optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and APIs,
  access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual
  support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases include wallets, fintechs, marketplaces, gaming platforms,
  DeFi services, and global platforms in need of stablecoin payouts,
  IBAN‑based settlement, or mass crypto payouts via Paybis Send or OTC business wallets
  :contentReference[oaicite:8]index=8. Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or
  payment verification difficulties—overall feedback through Trustpilot and
  other independent reviews is largely positive with nearly 5‑star ratings thanks
  to its customer‑friendly design and straightforward crypto
  onboarding flow :contentReference[oaicite:9]index=9. Altogether, Paybis delivers a robust, secure, and
  flexible crypto payment and wallet solution ideal for businesses
  wanting to bridge fiat and crypto with minimal hassle and
  strong compliance frameworks.
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